For Merchants: Access Capital to Grow Your Business

Use your loyal customer base to raise funds and reach your goals.

Here's the Problem

Small and medium sized businesses (SMBs) are the engine of local economies. However, there is often bias that SMBs (particularly with female and minority owned businesses) face when seeking loans. Without access to capital, SMBs struggle to grow.

our Solution

ZUZ helps merchants access the growth financing they need. The ZUZ system was designed to eliminate the bias SMBs (particularly female and minority owned businesses) face when seeking loans by allowing business owners to use their reputation and relationships to raise funding directly from their customers, filling a gap that was once served by community banks.

The Outcome

With ZUZ, you can set up your crowdfunding campaign and share it with your faithful customers. This will allow you to raise capital, market your business, while giving your customers the opportunity to invest in your project. In turn, your customers will receive your branded digital currency to use in exchange for goods and services at your business.

Access to Capital is the gateway to your success

Here’s how we can help…

We make Borrowing Simple for Merchants

Business borrowing and customer payments on a single platform

Digital Gift cards

ZUZ are digital gift cards that can be spent on goods and services at local businesses.

When customers buy your ZUZ, you get capital for growth. As other merchants join the network, customers can then spend ZUZ throughout the community which multiplies the economic impact of the initial investment.

ZUZ is the only financial technology platform today that handles both kinds of transactions creating efficiency and ensuring infused capital stays in the community.

ZUZ ensures infused capital stays in the community.

Blake started offering Bakery-ZUZ to raise funds

To expand and hire more employees, the bakery releases Blake’s Bakery ZUZ for its customers.

Promoting Bakery-ZUZ brought more customers through the door

With word spreading about Blake’s fundraising campaign, loyal customers flocked to support the business by buying Bakery-ZUZ.

Blake turned customer loyalty into cash for his business

With just a 1% transaction fee, ZUZ provided a low-cost way for Blake’s Bakery to raise money.

The ZUZ Platform

A user-friendly
wallet app

A user-friendly wallet app built on a distributed public ledger.

Transparency of all ZUZ transactions extends trust and builds confidence when using ZUZ.

Seriously Powerful.

Built on Local Trust

How it works

Step 1

Contact ZUZ

Get your business set up – Launch the app and register as a merchant. This will kick off the process and we will be in touch with you.

Step 2

Determine Your Campaign Parameters

We will review the options available so you can determine what best fits your needs. Our ZUZ team will provide guidance on how you can share the news with customers and others in the community.

Step 3

Start Raising Capital

With no loan origination fees or other hidden costs, business owners grow with local support. Turn local customers into supporters and local supporters into customers.

Ask us anything

How much does it cost to use ZUZ?

There is no charge to issue ZUZ. A small (1%) fee is applied on transactions, much less than other credit options.

Do ZUZ always bear interest?

ZUZ are very flexible. Interest is one of the parameters that can be set by an issuer. If the issuer elects this feature their ZUZ will bear interest.

Is there risk with using ZUZ?

The risk is the same as when one buys a gift card from a merchant. In the unusual case that the merchant goes under, the customer’s investment is at risk. The transparency of ledger data provides ZUZ buyers with information that is not typically available with traditional gift cards. And, a number of merchants accepting a ZUZ mitigates risk, as it spreads across the network.

How is ZUZ different from other Cryptocurrencies?

Unlike other cryptocurrencies, each type of ZUZ is backed by its issuer. They do NOT fluctate in price. All your ZUZ are stored in your ZUZ wallet and can be used to directly purchase goods and services from anyone who accepts them.

Can ZUZ be redeemed for US Dollars?

An issuer determines how they want to configure their ZUZ for redemption for goods and services and/or US Dollars.

Can transactions be done on the smartphone?

Yes. ZUZ can be used on the web or with a phone. ZUZ allows merchants to generate QR codes for payment. The consumers will need to scan the QR code displayed by the merchant with their smartphones to make payments. In the long term, the ZUZ payment method will be integrated into the traditional POS (Point of Sale) system.

How is ZUZ different from other crowdfunding or microlending platforms?

ZUZ goes beyond existing crowdfunding sites (like Kickstarter, GoFundMe, Patreon, or Indiegogo) and microlending platforms (like Kiva or LendingClub) as it integrates local lending and spending enabling the invested capital to circulate locally with reduced cost.

How is ZUZ more beneficial than just using USD/fiat currency?

ZUZ provides the convenience of cashless payment while it keeps the money circulating within the community.